How Can I Get Car Financing with a Bad Credit Score?

If you’re a Albertville driver who’s ready for a new vehicle, but your credit isn’t, you may have asked yourself the question, “can I get a car loan with bad credit?” You’ll be happy to learn the answer is yes! Our CDJR of Albertville finance team is here to help you secure a car loan despite a poor credit score. In the following guide, we’ll go over what is needed to get a car with bad credit, and ways to improve your credit score. For more financial guidance, contact us today.

Apply for Financing

Getting a car with bad credit does not have to be a stressful experience. To get off to a smooth start, you can apply for financing online with the potential of expediting the process through pre-approval. Once you apply and learn what you may qualify for, our CDJR of Albertville  finance experts will help you financing options and help you design a payment plan that is manageable with your current budget. The sooner you apply, the closer you’ll be to bringing your new vehicle home to your Gadsden driveway.

How to Get a Car Loan with Bad Credit

In addition to first filling out the online finance application, there are a few other pointers to get you organized and ready to apply for a car loan with poor credit. The following list of car-buying tips may be useful to you when it comes to financing a vehicle with poor or no credit:

• Know your monthly budget for a new car payment, and stick to it. Getting enamored by a car outside your price range could cause financial stress in the long run.
• If you can, post a larger down payment than the initially determined number. This will help you get a head start.
• If you can spare the time, put some effort into improving your credit score by making regular payments and paying off debts. This will lower your rates.
• Explore other options like buying or leasing. Our CDJR of Albertville finance team is happy to guide potential Huntsville car-buyers through all the available options.
• There are no stupid questions— the more you know, the more informed decision you can make for yourself. Ask away.

Talk to Our CDJR of Albertville Finance Team Today

Here at CDJR of Albertville, we can help you get car financing with a bad credit score, as well as many other services. If you’re interested in talking to our finance team, contact us or stop into our dealership not far from Fort Payne. Be sure to browse our current new vehicle specials and lease deals— you may just find something right within your budget.